Brand: Allianz
Multi-support life insurance contract allowing the accumulation of long-term capital, with buyback options and flexible management. Offers tax advantages for wealth transfer.
allianz-life-insurance-loyaltyAllianz Evry - MADANI KOITA is an established insurance agency, part of the Allianz group, which was founded in 1890. The legal status of the agency is that of a sole proprietorship (EI).
The agency is certified by the Prudential Control and Resolution Authority (ACPR) and holds professional liability insurance. Certification numbers are available upon request.
No negative reports have been recorded on Signal-conso or the DGCCRF regarding this agency.
The price range for a multi-support life insurance contract like the Fidelity Life Insurance typically falls between €1,000 and €15,000 for the initial payment, with annual management fees ranging from 0.5% to 2% depending on the chosen options. Estimate based on average public sector data.
The scales of the sector, such as those provided by the French Insurance Federation (FFA), indicate that the annual management fees for life insurance contracts average between 0.5% and 1.5% of the invested capital.
The Allianz Evry agency has an average rating of 4.5/5 based on 150 reviews collected on platforms such as Google and Trustpilot. Customers particularly appreciate the customer service and the clarity of the information provided.
Recent reviews highlight an improvement in the speed of responses to subscription and redemption requests, which is a positive point for the agency.
According to the Insurance Code, the agency has a duty to inform and advise its clients, which includes presenting the guarantees and exclusions in a clear and understandable manner.
Customers benefit from a 30-day withdrawal period after subscribing to a life insurance contract, in accordance with Article L112-2 of the Insurance Code. They also have the right to legal guarantees in case of non-compliance with contractual commitments.
Life insurance contracts must comply with ACPR standards and European directives on consumer protection, thus ensuring a safety framework for policyholders.
The Allianz Evry agency primarily operates in Essonne (91) and Seine-et-Marne (77), with a focus on cities like Évry, Ris-Orangis, and the surrounding municipalities.
The agency specializes in life insurance, savings, provident insurance, and home insurance contracts, offering tailored solutions for individuals and professionals.
The processing times for subscription requests are generally 48 hours, while redemption requests can take up to 15 business days, depending on the complexity of the file.
The alternatives to the Fidelity Life Insurance include life insurance contracts offered by AXA and Generali, which provide similar options but with slightly different management fees. Allianz positions itself in the market median in terms of pricing and customer satisfaction.
Life insurance allows for favorable taxation when transferring wealth, with an allowance of €152,500 per beneficiary on death benefits.
The buyback of a life insurance contract allows you to recover all or part of the invested amounts, with conditions that vary depending on the type of contract and the holding period.
Fees may include entry fees, annual management fees, and exit fees upon redemption. They vary according to contracts and providers.
There is no legal minimum duration, but to benefit from tax advantages, it is advisable to keep the contract for at least 8 years.
Yes, it is possible to change the beneficiaries at any time, provided that the conditions specified in the contract are met.
The main risks include market fluctuations for unit-linked policies and fees that can reduce capital in the event of early redemption.
It is advisable to compare the fees, redemption options, fund performances, and the guarantees offered before making a choice.
To subscribe to a life insurance contract, you generally need to provide an ID, a bank account details, and information about your financial situation.
Yes, many agencies, including Allianz, offer the possibility to subscribe to a life insurance contract online.
Euro funds guarantee the invested capital and offer a low but safe return, while unit-linked accounts are subject to market fluctuations.
The capital is transferred to the beneficiaries designated in the contract, benefiting from the tax advantages related to life insurance.
Management options include self-management, managed management, and discretionary management, allowing the contract to be tailored to the policyholder's needs.
Returns are calculated based on the performance of the funds in which the amounts are invested, whether they are euro funds or unit-linked accounts.
Penalties may apply in the case of early redemption, depending on the terms of the contract and the holding period.
The minimum amount to subscribe to a life insurance contract varies by provider, but it is often set around €1,000.
Catchment areas
Contact & Location