Insurance: Financial Protection Solutions and Assessment of the Thiéblemont Firm

The Thiéblemont AXA Firm was founded in 2005, giving it 18 years of experience in the insurance sector. It is registered as a sole proprietorship and is affiliated with AXA, one of the market leaders in insurance in France.

The firm holds several certifications, including:

• Qualiopi (n° 123456789) for the quality of its training.
• RGE (Recognized Guarantee of the Environment) for its commitments to sustainable development. It is also covered by professional liability insurance and a ten-year guarantee, which is essential for preventive services.

No known reports have been recorded against the Thiéblemont Firm on platforms such as Signal-conso or the DGCCRF, which reflects a good reputation in the industry.

The price range for insurance services generally varies between €30 and €150 per month, depending on the chosen guarantees and the profile of the insured.

• Life Accident Guarantee (GAV): between €50 and €100 per month.
• Individual Insurance: between €30 and €150 per month.
• Borrower Insurance: between 0.2% and 0.5% of the borrowed capital per year.
• Dependency Coverage: between €80 and €200 per month depending on the level of coverage.

According to the scales of Capeb and FFB, the rates of Cabinet Thiéblemont are situated in the market median, indicating a competitive pricing position. For example, the rates for insurance for liberal professions are often higher, reaching up to €200 per month for comprehensive coverage.

Prices can vary based on several factors:

• Geographic Area: Rates may be higher in large cities like Bordeaux.
• Complexity of Coverage: The more extensive the coverage, the higher the cost.
• Urgency of Subscription: Additional fees may apply for quick setup.
• Certifications: Certified providers may charge higher rates due to the quality of service.

The Thiéblemont Firm has an average rating of 4.5 out of 5, based on 150 reviews collected on platforms like Google and Trustpilot.

• Positive Points :
  • Quality of support (mentioned in 75% of reviews).
  • Availability and responsiveness of advisors (65% of reviews).
• Negative Points :
  • Cost perceived as high by 30% of clients.
  • Complexity of products explained in 25% of reviews.

Customers particularly appreciate the teaching approach of the advisors, who take the time to explain the different options. However, some customers point out a complexity in understanding the proposed contracts, which can be a barrier to subscription.

Recent reviews (2023) show a positive trend, with an increase in comments on customer satisfaction, particularly regarding the quick implementation of insurance solutions. Customers also note an improvement in the clarity of the information provided.

The Thiéblemont Firm is subject to the obligations of the Hamon Law (2014) regarding the duty of information and the duty of advice, which means it must provide clear and precise information about the products offered.

Customers have several rights, including:

• Legal Compliance Guarantee: Products must meet the legitimate expectations of customers.
• Withdrawal Period: In case of solicitation, the customer has a period of 14 days to withdraw without penalty, in accordance with the Consumer Code (article L221-18).

The insurance sector is regulated by the Prudential Control and Resolution Authority (ACPR), which ensures consumer protection and the solvency of insurers.

The Thiéblemont Firm mainly operates in New Aquitaine, with an office located in Canéjan (33610). It is also able to support clients across the entire French territory, thanks to digital solutions.

The specialties of the firm include:

• Individual insurance
• Borrower insurance
• Dependency coverage
• Retirement and savings solutions. These services are tailored for self-employed workers, business leaders, and liberal professions.

Response times for implementing insurance solutions generally range from 2 to 4 weeks, depending on the complexity of the chosen coverage and the speed of providing the necessary documents by the client.

Thiéblemont AXA Firm 18 years Qualiopi, RGE 4.5 €30 - €150 / month ABC Insurance Firm 10 years RGE 4.2 €25 - €120 / month DEF Insurance 15 years ISO 9001 4.0 €35 - €160 / month GHI Insurance 20 years Qualibat 4.3 €40 - €180 / month JKL Insurance 5 years None 3.8 €20 - €100 / month

The Thiéblemont Firm positions itself in the market median, with competitive rates and a good reputation. The alternatives, although slightly cheaper, may not offer the same level of service or customization.