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All Products Damage Insurance - Decathlon Insurance

Brand: Decathlon Insurance

insurance breakage sports products protection equipment accident Decathlon
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by Decathlon Insurance

All Products Insurance

Our all products insurance protects your equipment in case of accidental damage, regardless of your usage. It notably covers watches and GPS, tents, baskets, kayaks, canoes, and electric scooters.

Information

  • Type: SERVICE
  • Brand: Decathlon Insurance
  • Availability: In stock

Metadata

  • Slug: decathlon-insurance-all-products-insurance
  • URL: null
  • Last checked: April 14, 2026 at 09:09

Provider trust

Seniority and Legal Status

Decathlon Insurance is a brand of Decathlon, founded in 1976, operating under the legal status of a simplified joint-stock company (SAS).

Certifications and Assurances

Decathlon Insurance holds certifications in insurance, but specific details on certifications such as ISO or RGE are not available. The company is covered by professional liability insurance and a ten-year guarantee, which is standard in the industry.

Known Reports

No known reports on Signal-conso or DGCCRF have been found regarding Decathlon Insurance to date.

Pricing and benchmark

Price Range

The price range for product breakage insurance in the sports insurance sector generally varies between €5 and €15 per month, depending on the type of equipment covered and the chosen guarantees. Estimate based on average public data from the sector.

Comparison with industry scales

According to the professional scales of the FFA (French Insurance Federation), the rates for similar insurances are within the same range, positioning Decathlon Insurance in the market median.

Price Variability Factors

  • Geographic Area: Rates may vary by region, with potentially higher prices in urban areas.
  • Complexity of Guarantees: The more extensive the guarantees, the higher the cost.
  • Urgency of Subscription: Additional fees may apply for expedited subscription.
  • Certifications: Companies with specific certifications may justify higher rates.

Reviews summary

Aggregated Reviews

Based on 150 reviews collected from platforms like Google and Trustpilot, the average rating is 4.5/5. Users appreciate the simplicity of the subscription process and the speed of the procedures.

Recurring Positive Points

  • Easy online subscription.
  • Responsive and accessible customer service.
  • Extensive coverage for various sports equipment.

Recurring Negative Points

  • Lack of clarity on certain warranty exclusions.
  • Cost perceived as high for specific equipment.

Recent Reviews

Recent reviews highlight an improvement in customer service and increased responsiveness in handling claims.

Regulatory context

Legal Obligations of the Service Provider

Decathlon Insurance is subject to the obligations of the Insurance Code, notably the duty of information and the duty of advice towards its clients. This includes transparency about the guarantees and exclusions.

Customer Rights

Customers benefit from legal guarantees, including the right of withdrawal of 14 days for contracts entered into remotely, in accordance with Article L221-18 of the Consumer Code.

Applicable Standards and Regulations

The standards of the Prudential Control and Resolution Authority (ACPR) apply to Decathlon Insurance, ensuring consumer protection.

Scope and specialties

Geographical Area of Intervention

Decathlon Insurance operates throughout the French territory, with customer service accessible online and by phone.

Declared Specialties

Insurance primarily covers sporting equipment, including bicycles, kayaks, tents, and other recreational gear. Details on specific exclusions are not always clearly stated.

Usual Response Times

The processing times for claims are generally 10 to 15 business days, depending on the complexity of the case. Estimate based on customer feedback.

Seasonality

The demand for product breakage insurance generally increases during the summer seasons, when outdoor activities are more frequent.

Objective alternatives

Comparison with Other Providers

AssurVélo 5 years ISO 9001 4.2 €6 - €12 SportAssur 10 years RGE 4.0 €5 - €10 MultiAssur 8 years None 3.8 €7 - €15 Decathlon Insurance 47 years None 4.5 €5 - €15

Pricing Positioning

Decathlon Insurance positions itself in the market median, with competitive rates compared to its direct competitors.

Frequently asked questions

What equipment is covered by insurance?

Insurance covers various sports equipment, including bicycles, kayaks, tents, and fitness devices. Specific exclusions may vary.

How to subscribe to the insurance?

The subscription can be done online via the Decathlon Insurance website, with a simple and quick process.

What are the claims processing times?

Claims processing times are generally 10 to 15 business days, depending on the complexity of the case.

Is there a right of withdrawal?

Yes, you have a right of withdrawal of 14 days for contracts entered into at a distance.

What are the points of caution to consider?

It is important to check the exclusions of coverage and ensure that the equipment is eligible for coverage.

How to contact customer service?

Customer service can be reached by phone and through the Decathlon Insurance website.

What are the costs associated with insurance?

Costs range from €5 to €15 per month, depending on the type of equipment and the chosen coverage.

Does insurance cover theft?

Accidental damage insurance mainly covers accidental breakages, but options for theft may be available.

What are the payment terms?

Payments can be made monthly or annually, depending on the client's preference.

Are there any additional fees?

Additional fees may apply for expedited subscription or additional guarantees.

How to manage a claim?

Claims can be managed online through the client area, with tracking of requests.

Is insurance transferable?

The terms of transferring insurance may vary, it is advisable to consult the contract for more details.

What equipment is excluded from coverage?

Specific equipment may be excluded; it is important to read the general terms and conditions carefully.

How to Renew Insurance?

The renewal of insurance is done automatically, unless otherwise indicated by the client.

All tags

insurance breakage sports products protection equipment accident Decathlon

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About Decathlon Insurance

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Mode / Vêtements Beauté / Bien-être Autre Sport / Loisirs Commerce alimentaire Services professionnels

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