Sale of 7-Room House in Lapeyrouse-Fossat - Complete Analysis

The listed price for this house is €639,000, which corresponds to a price per m² of €3,258.16 (calculated from the listed price and the area of 196 m²). Based on the average public data for the sector, the median price per m² for similar houses in the Lapeyrouse-Fossat area is approximately €2,900 (source: DVF DGFiP, 2023). This means that the price of this house is 12.4% higher than the market median.

Regarding the price trend, the data shows an increase of about 5% per year over the last 3 years in this area, which could indicate a growing market. The features of this house, such as the swimming pool, the land of 2000 m², and the DPE A, may justify this higher price.

Listed price €639,000 Listing data Area 196 m² Listing data Price per m² €3,258.16 Calculated Median price per m² €2,900 DVF DGFiP, 2023 Price trend +5%/year Estimate based on average public data for the sector

For the purchase of this house, notary fees are estimated between 7% and 8% of the purchase price, or approximately €44,730 to €51,120 (estimate based on current professional scales). Taking an average estimate of 7.5%, the notary fees would amount to approximately €47,835.

The total acquisition cost would therefore be €639,000 + €47,835 = €686,835.

For a mortgage over 20 years at the current average rate of 3.4% with a down payment of 10% (€63,900), the borrowed amount would be €575,100. The monthly payments would be approximately €3,400 (calculation based on a loan simulator).

Purchase Price €639,000 Notary Fees (7.5%) €47,835 Total Acquisition Cost €686,835 Borrowed Amount €575,100 Monthly Payment (20 years, 3.4%) €3,400

If this house were to be rented out, the gross rental yield could be estimated at around 4% (estimate based on local rents). This would give a monthly rent of €2,556 (calculated from the purchase price and rental yield). The net rental yield, after deducting expenses (around 20%), would be approximately €2,045 per month.

The annual holding cost, including property tax (estimated at €1,200), condominium fees (if applicable, estimated at €1,000), home insurance (around €600), and maintenance costs (around €1,000), would be approximately €3,800 per year.

Gross monthly rent €2,556 Net monthly rent €2,045 Annual holding cost €3,800

This house is rated EPC A, indicating very low energy consumption. The annual energy cost is estimated at around €600 (estimate based on the characteristics of the EPC and current energy prices). Under the Climate & Resilience law, homes rated F or G can no longer be rented from 2025, which reinforces the importance of a good EPC for property valuation.

To improve the energy class, renovation work may be necessary, with costs estimated between €10,000 and €30,000 depending on the work to be done (estimate based on current professional scales).

Available aids include MaPrimeRénov' and Energy Savings Certificates (ESC), which can cover up to 50% of renovation costs.

EPC Class A Annual Energy Cost €600 Estimated Renovation Cost €10,000 - €30,000 Available Aids Up to 50% of costs

Lapeyrouse-Fossat benefits from easy access to public transport, with a bus station just 2 minutes away on foot. The town is located about 10 minutes from the main amenities, including supermarkets, schools, and healthcare services. The demographics of the municipality show a median income of approximately €2,500 per month, which is slightly above the national average.

The quality of life in the neighborhood is generally good, with green spaces and a low noise level. Urban projects are underway to further improve transport and service infrastructures.

Distance to transport 2 minutes Distance to amenities 10 minutes Median income €2,500 / month

According to data from Géorisques, the area of Lapeyrouse-Fossat is not subject to major flooding or seismic risks. However, it is important to check the Local Urban Planning Plan (PLU) to ensure that the property complies with current construction and development standards. Mandatory diagnostics must be provided by the seller, including the Energy Performance Certificate (DPE), the state of risks and pollution, as well as the electrical diagnosis.

Regarding rent control, there is no specific capping in this municipality, but it is recommended to inquire about upcoming legislative developments.

Natural Risks No major risk PLU To be verified Mandatory Diagnostics DPE, state of risks, electrical diagnosis

This house is positioned above the market median, with a price per m² of €3,258.16, compared to the median of €2,900 for similar houses in the region. The advantages of this house include its Energy Performance Certificate A, its spacious plot of 2000 m², and modern amenities such as the swimming pool and photovoltaic panels. On the other hand, the disadvantages may include the high price compared to other houses that could offer similar features without the luxury amenities.

Positioning Above the median Advantages Energy Performance Certificate A, swimming pool, spacious plot Disadvantages High price compared to other houses