2-room apartment 45.30 m² in Croix - €179,900, Energy performance not provided

The listed price for this apartment is €179,900 for an area of 45.30 m², which gives a price per m² of €3,966.74 (calculated from the listed price and declared characteristics).

Based on average public sector data, the median price of apartments in Croix is around €3,500 per m², which means this apartment is above the market median by about 13.4%.

In terms of trend, apartment prices in Croix have increased by about 5% over the last 12 months, according to DVF DGFiP data. This indicates a growing market, which could be a positive factor for a potential buyer.

For a purchase at €179,900, notary fees for an old property are estimated between 7% and 8%. Taking an estimate of 7.5%, this represents approximately €13,493 in notary fees (calculated from the displayed price and declared characteristics).

The total acquisition cost would therefore be €193,393.

Regarding financing, with a contribution of 10% (€17,990), the amount borrowed would be €161,910. At the current average rate of 3.4% over 20 years, the monthly payment would be approximately €940.34 (calculated from current professional scales).

The annual charges for an apartment of this size are generally estimated between €1,200 and €1,800, or about €100 to €150 per month. The property tax for an apartment in Croix averages €800 per year (estimate based on average public sector data).

In summary, the annual holding cost would be approximately €2,600 to €3,600, including charges and property tax.

The Energy Performance Diagnosis (EPD) is not provided for this apartment. This represents a potential risk for the buyer, as an unfavorable EPD could lead to significant renovation costs in the future.

In general, apartments of this type in the region can have an estimated annual energy cost between €800 and €1,200, depending on the energy class (estimate based on average public sector data).

Owners of apartments classified F or G should prepare for rental bans starting in 2025, according to the Climate & Resilience law.

The apartment is located near Barbieux Park, a green space appreciated by residents. The tram is accessible in less than 10 minutes on foot, facilitating travel to Lille and the surrounding areas.

The residential neighborhood of Duquenière is known for its tranquility and proximity to local shops, schools, and health services.

The neighborhood's demographics show a median income of about €22,000 per year, which is slightly below the national average, but indicates a stable population in search of quality housing.

According to data from Géorisques, the Croix sector does not present major risks of flooding or seismic activity. However, it is important to check for any easements that could affect the apartment.

The Local Urban Planning Plan (PLU) must be consulted to ensure that the property complies with construction and development standards.

Mandatory diagnostics must be provided by the seller, including asbestos, lead, and electrical and gas installations.

By comparing this apartment with other similar properties in the neighborhood, it appears that the price per m² is higher than the market median. 2-room apartments in the area generally sell between €3,500 and €4,000 per m².

The advantages of this apartment include its secured residence and its balcony, while the disadvantages could be the absence of an energy performance certificate and the price slightly above the median.

The negotiation margin could be estimated at 5% to 10% depending on the results of the visits and diagnostics.