6-Room House 162 m² in Mons-en-Barœul - €564,900, garden

The displayed price of the house is €564,900 for an area of 162.45 m², which corresponds to a price per m² of €3,474.73 (calculated from the displayed price and the declared characteristics).

Based on DVF (Demand for Property Value) data for Mons-en-Barœul, the median price per m² is estimated at €3,200. Thus, the price of this house is 8.6% higher than the market median.

Prices in the Mons-en-Barœul area have seen an increase of about 5% per year in recent years, with a continuous upward trend, particularly in sought-after neighborhoods like Vieux Mons.

This house positions itself as a high-end property in the area, benefiting from a pleasant living environment, a south-facing garden, and proximity to the subway. These features make it attractive to families.

For a purchase of €564,900, notary fees are estimated between 7% and 8%, or approximately €39,543 to €45,192 (indicative range based on current professional scales). The total acquisition cost would therefore be between €604,443 and €610,092.

For a 20-year loan at the current average rate of 3.4%, with a down payment of 10% (€56,490), the amount borrowed would be €508,410. The monthly payments would be approximately €2,885 (calculation based on standard interest rates and durations).

If this house is rented, with an estimated rent of €1,800/month, the gross rental yield would be approximately 3.82% (calculated from the annual rent divided by the purchase price).

The annual holding cost (property tax, charges, insurance) is estimated at around €3,000 (estimate based on average public sector data).

The house is classified as D according to the DPE, which indicates a moderate energy consumption. This could influence annual energy costs.

The annual energy cost for a D-rated house is estimated to be around €1,200 (estimate based on average public sector data).

According to the Climate & Resilience law, homes rated F or G can no longer be rented starting in 2025. This house, rated D, is not subject to this ban.

Aids such as MaPrimeRénov' can be mobilized to improve the energy performance of the house. The amounts vary, but can go up to €20,000 depending on the work done (indicative range based on current professional scales).

The house is located near the Mairie de Mons metro station, accessible in less than 10 minutes on foot, facilitating travel to Lille and the surrounding areas.

The Old Mons neighborhood offers many local shops, schools, and health services. School results are generally good, with a pass rate for the baccalaureate exceeding 90% (estimate based on average public sector data).

The population of Mons-en-Barœul is approximately 20,000 inhabitants, with a median income of about €22,000 per year (estimate based on INSEE data).

The neighborhood is known for its tranquility, with many green spaces and a low level of pollution. Ongoing urban projects aim to further improve the quality of life, particularly with the creation of new parks.

Mons-en-Barœul is located in a low flood risk area, according to Géorisques data. No significant seismic risk is reported in the region.

The Local Urban Planning (PLU) of Mons-en-Barœul allows for the construction of individual and collective housing, with strict rules on urban planning and the preservation of green spaces.

Real estate diagnostics are mandatory for the sale, including the Energy Performance Certificate (DPE), lead diagnosis, and termite diagnosis. These documents must be provided by the seller.

The buyer has the right to request complete information about the property, including diagnostics, work history, and condominium fees if applicable.

Compared to other 6-room houses in the area, this house is positioned in the high range, with a price per square meter above the median. Similar houses sell for between €3,200 and €3,600 per square meter.

Characteristics such as a south-facing garden, proximity to the metro, and the general condition of the house contribute to an overvaluation compared to other comparable properties.

A negotiation margin of 5% to 10% is feasible, considering the current market and the potential interest from buyers for this type of property.