T6 House 145 m² for Sale in Houilles - €634,000, Garden & Garage

The listed price for this house is €634,000, which corresponds to a price per m² of €4,376/m² (€634,000 / 145 m²). Based on public DVF data, the median price per m² for houses in Houilles is around €4,200/m², indicating that this property is slightly above the market median, with a deviation of 4.2%.

Over the last 12 months, house prices in Houilles have seen an increase of about 5%, reflecting a positive trend in the local real estate sector. Therefore, this house is positioned in a growing market, which can be an attractive factor for potential buyers.

For a purchase of €634,000, the notary fees, estimated between 7% and 8% for an old property, would amount to approximately €44,380 (7%) to €50,720 (8%). This would bring the total acquisition cost to approximately €678,380 to €684,720.

Regarding financing, with an average interest rate of 3.4% over 20 years and a down payment of 10% (€63,400), the amount borrowed would be €570,600. The monthly payment would be around €3,200 over 20 years, resulting in a total interest cost of approximately €200,000 over the loan term.

For a rental investment, the gross yield would be calculated based on an estimated rent of €2,500 per month, or €30,000 per year, which would give a gross yield of 4.73%. After deducting charges and property tax, the net yield could be around 3.5%.

The house is classified DPE D, which indicates a moderate energy consumption. The estimated annual energy cost could be around €1,200 to €1,500, depending on the consumption habits of the occupants.

With the Climate & Resilience law, homes classified F and G can no longer be rented since 2023, and those classified D must meet energy performance standards by 2028. Renovation work to improve the energy class could cost between €15,000 and €30,000, depending on the extent of the necessary work. Aid such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to reduce these costs.

The house is located in Houilles, a town well-served by public transport. The Houilles-Carrières-sur-Seine train station is about 1 km away, providing direct access to the RER A, facilitating travel to Paris. Several bus lines also serve the town, with a frequency of about 15 minutes.

In terms of amenities, the house is close to schools, local shops, and green spaces, making it a pleasant living place for families. The demographics of Houilles show a median income of about €28,000 per year, with a predominantly young population, contributing to a dynamic and family-friendly atmosphere.

The municipality of Houilles is subject to moderate flood risks, according to Géorisques data. It is advisable to check the flood risk prevention plans (PPRI) before purchasing. The PLU of Houilles allows constructions in the residential area but imposes strict urban planning standards.

Regarding rental regulations, rent control is in effect in certain areas, but not in this municipality. Mandatory diagnostics (DPE, lead, electricity) must be provided during the sale.

Compared to other T6 houses in the area, this property is positioned slightly above the market median. Similar houses in the neighborhood sell for between €600,000 and €650,000, indicating a potential negotiation margin of 4% to 5% for buyers. Factors contributing to the premium include the quality of the layout, south exposure, and the presence of a full basement and a double garage, which are sought-after features by families.