T6 House 112 m² for Sale in Chatou (78400) - €675,000

The listed price for this house is €675,000, which corresponds to a price per m² of €6,018 (€675,000 / 112 m²). Based on public DVF data, the median price per m² for houses in Chatou is around €5,500 (source: DVF DGFiP, consulted in October 2023). This means that the price of this house is 9.5% higher than the market median.

Over the last 12 months, house prices in Chatou have increased by about 3%, according to local real estate market trends. This upward trend is supported by the growing demand in the area, particularly due to its proximity to Paris and transportation infrastructure.

In terms of positioning, this house is in a price range above the median, which can be justified by its features, including the garden, the basement, and the quiet environment.

For the purchase of this house, notary fees are estimated between 7% and 8% of the purchase price, or approximately €47,250 to €54,000 (calculation based on the listed price of €675,000).

Considering a mortgage at an average rate of 3.4% over 20 years with a down payment of 10% (€67,500), the amount borrowed would be €607,500. The monthly payments would be approximately €3,500 (calculation based on current loan rates).

The gross rental yield, if this property were rented, could be estimated at 3.5% (approximately €23,625 in annual rent), which gives a net yield after expenses of about 2.8% (estimate based on usual rental charges).

The house is classified DPE D, which indicates a moderate energy consumption. The estimated annual energy cost for a household of this size is around €1,200 (estimate based on national averages for a 112 m² house).

According to the Climate & Resilience law, homes classified DPE F or G can no longer be rented starting in 2025. This house, being classified D, will not be affected by this ban.

To improve the DPE class to C, energy renovation work may be necessary, with an estimated cost between €10,000 and €15,000 (indicative range based on current professional scales). Aids such as MaPrimeRénov' may be available to reduce these costs.

The house is located in Chatou, near the Chatou-Croissy train station, which serves line L of the Transilien, providing quick access to Paris Saint-Lazare in about 30 minutes. Bus lines 10 and 15 are also nearby, facilitating travel in the area.

In terms of amenities, the neighborhood has several local shops, schools (preschools and elementary schools within 1 km), and green spaces, making it an ideal environment for families. The demographics of Chatou show a median income of about €35,000 per year, which is above the national average, indicating a rather affluent neighborhood.

The quality of life is generally considered good, with green spaces and low pollution, contributing to a pleasant living environment.

According to data from Géorisques, the Chatou area is not particularly exposed to flooding or seismic risks. However, it is important to check for any easements on the land, especially concerning neighboring constructions.

The PLU (Local Urban Planning) of Chatou should also be consulted to ensure that future development projects will not disrupt the tranquility of the neighborhood. Regarding regulations, rent control does not apply in this area, allowing for some flexibility in rental if the property is intended for this use.

By comparing this house with other similar properties in the area, it is noted that the price is above the market median. T6 houses in the area generally sell between €600,000 and €650,000, placing this house in a higher range of 4 to 10%.

The advantages of this house include its garden, basement, and location in a quiet neighborhood, while the disadvantages could be the higher price compared to other options. The negotiation margin may be limited, given the current demand in the market.