T2 House 71 m² for Sale in Maizy - €157,000, Energy Rating A

The listed price for this house is €157,000 for an area of 71 m², which translates to a price per m² of €2,210.14 (calculated from the listed price and declared characteristics). In the local market of Maizy and surrounding areas, the median price per m² for similar houses is around €2,000 to €2,300 according to DVF (Land Value Data) from 2022. Thus, the price of this house is slightly above the market median, which can be justified by the presence of a spacious garage of 89 m² and a garden.

In terms of trend, prices in the region have seen an increase of about 5% over the last 12 months, with a growing demand for houses with gardens, particularly on the outskirts of major cities like Reims.

Estimation based on average public sector data.

For the purchase of this house at €157,000, the notary fees are estimated between 7% and 8% for an old property, which is approximately €10,990 to €12,560 (calculated based on current professional scales). The total acquisition cost would therefore be between €167,990 and €169,560.

Regarding financing, with a contribution of 10% (€15,700), the amount to be financed would be €141,300. At an average interest rate of 3.4% over 20 years, the monthly payment would be approximately €785 (calculated based on current loan rates).

For a rental investment, with an estimated rent of €800 per month, the gross rental yield would be 6.1% (calculated based on the purchase price). The net cash flow, after deducting charges and property tax, would be positive, making it an interesting investment.

The house is rated EPC A, with an energy consumption of 171 kWh/m²/year and greenhouse gas emissions of 5 kg CO2/m²/year. The annual energy cost is estimated between €970 and €1,370 (estimate based on the provided values).

According to the Climate & Resilience law, homes rated F or G can no longer be rented since 2023, but this house, with its EPC A, complies with the requirements.

To further improve energy performance, renovation work could be considered, but the estimated costs to move to a higher class are generally between €10,000 and €20,000 depending on the characteristics of the property and the necessary work. Available aids include MaPrimeRénov' and Energy Savings Certificates (CEE).

The house is located in Maizy, near Cormicy and Reims. Public transport includes regular bus lines to Reims, with a frequency of about 30 minutes. The nearest train station is in Cormicy, about 10 minutes by car.

Nearby amenities include supermarkets, schools, and health services. The demographics of Maizy show a population of about 1,200 inhabitants, with a median income of €22,000 per year.

The quality of life is generally good, with green spaces and a quiet environment, which is attractive for families and people looking to settle down permanently.

The house is located in a low flood risk area according to Géorisques data. However, it is important to check for any easements and the PLU (Local Urban Plan) to ensure compliance with future projects.

Regarding regulations, the property is subject to mandatory diagnostics, including the DPE, lead diagnosis (if built before 1949), and the state of risks and pollution.

Rent control does not apply in this area, allowing for greater flexibility for rental investors.