T5 House 117 m² for Sale in Servian - €363,000, Energy Performance Certificate A

The listed price of the house is €363,000 for an area of 117 m², which gives a price per m² of €3,102.56 (calculated from the listed price and declared characteristics). In the real estate market of Servian, the median price per m² for similar houses is estimated at €2,800 (source: DVF DGFiP, consulted in October 2023). This indicates that this house is above the market median by 10.8%.

By analyzing trends over the last 12 months, house prices in Servian have increased by about 5% (source: Notaires de France, consulted in September 2023). This trend could be attributed to the growing demand for houses with outdoor spaces, especially with the addition of a pool.

For the purchase of this house, notary fees are estimated at around 8% of the purchase price, which is approximately €29,040 (estimate based on current professional scales). The total acquisition cost would therefore be €392,040.

For a mortgage loan at an average current rate of 3.4% over 20 years, with a down payment of 10% (€36,300), the amount borrowed would be €326,700. The monthly payments would be around €1,860 (calculation based on current interest rates and standard loan terms).

Regarding rental yield, if the house is rented, the monthly rent could be estimated at €1,500 (estimate based on average rents in the area). This would give a gross rental yield of 5% per year, which is competitive in the current market.

The estimated annual holding cost includes property tax, maintenance charges, and insurance. The property tax in Servian averages €1,200 per year (source: INSEE, consulted in October 2023). Maintenance and insurance charges can be estimated at around €1,000 per year. Thus, the total annual holding cost would be approximately €2,200.

The house has a DPE class A, with an energy consumption of 64 kWh/m²/year and greenhouse gas emissions of 1 kg CO2/m²/year. The annual energy cost is estimated between €580 and €870 (estimate based on data provided by the seller).

In accordance with the Climate & Resilience law, properties classified F or G can no longer be rented since 2023. This house, being classified A, is not subject to these restrictions.

To further improve energy efficiency, aids such as MaPrimeRénov' can be mobilized for renovation work, with amounts that can go up to €20,000 depending on the work to be carried out.

Servian is a vibrant village located near Béziers, with easy access to public transport. The nearest train station is about a 10-minute drive away, offering regular connections to Montpellier and Narbonne. Bus lines also serve the village, facilitating travel to surrounding towns.

In terms of amenities, the village has several local shops, schools, and health services. The neighborhood's demographics are predominantly made up of families, with a median income estimated at €25,000 per year (source: INSEE, consulted in October 2023). The quality of life is generally good, with green spaces and community activities.

The property is located in an area with a low risk of flooding according to Géorisques data. However, it is important to check for any easements on the land, particularly regarding the use of the swimming pool.

Regarding the PLU (Local Urban Planning), it is recommended to consult local urban planning documents to ensure that future projects do not harm the quality of life or the value of the property. Furthermore, it is essential to check the mandatory property diagnostics, particularly the energy performance diagnosis (DPE) and the condition of electrical and plumbing installations.

Compared to other 5-room houses in the area, this house is positioned above the median in terms of price. Similar houses in the sector generally sell for between €320,000 and €350,000 (source: DVF DGFiP, consulted in October 2023). The advantages of this house include its pool, spacious land, and energy class A, which are increasingly sought after by buyers. On the other hand, the price may be a barrier for some potential buyers, especially those with a more limited budget.