T5 House 87 m² for Sale in Le Perreux Sur Marne - €490,000

The listed price of the house is €490,000 for a surface area of 87 m², which gives a price per m² of €5,634 (calculated from the listed price and declared characteristics).

For comparison, the median price per m² in the Perreux-sur-Marne area is estimated at €4,800 (source: DVF DGFiP, consulted in 2023). Thus, the price of this house is 17.5% higher than the market median.

Over the last 36 months, real estate prices in this municipality have experienced an upward trend of 8% (source: Notaires de France, 2023).

This house is positioned in the upper segment of the local market, offering interesting features such as a garden, a terrace, and a summer kitchen, which can justify this higher price. However, it is essential to note that the price is also influenced by the proximity to public transport, notably the RER, which is a key factor for many buyers in this area.

For a purchase of €490,000, notary fees are estimated between 7% and 8% for older properties, which is between €34,300 and €39,200 (indicative range based on current professional scales). The total acquisition cost would therefore be between €524,300 and €529,200.

Regarding financing, with a contribution of 10% (€49,000), the amount to be borrowed would be €441,000. At an average interest rate of 3.4% over 20 years, the monthly payment would be approximately €2,500 (calculated based on current market rates).

If this house were rented out, with an estimated rent of €2,200 per month (estimate based on local rents), the gross rental yield would be 5.4% per year. After deducting expenses and property tax, the net yield could be around 4.5%.

The annual holding cost, including the property tax estimated at €1,200 (estimate based on industry averages), condominium fees (if applicable), and maintenance, could amount to approximately €2,500 per year.

The house is classified DPE C, with an energy consumption of 177 kWh/m²/year. The estimated annual energy cost is between €1,660 and €2,250 (estimation based on DPE values and current energy rates).

In accordance with the Climate and Resilience Law, homes classified F and G can no longer be rented starting in 2025. This house, being classified C, will not be affected by these prohibitions.

If renovation work is planned to improve energy efficiency, aids such as MaPrimeRénov' and the Energy Savings Certificates (CEE) could be mobilized, with amounts ranging from €1,500 to €5,000 depending on the work carried out (indicative range based on current professional scales).

The house is located near the RER station, facilitating access to Paris and the surrounding areas. Bus lines also serve the neighborhood, with regular frequencies.

The neighborhood offers a variety of shops, schools, and health services, contributing to a pleasant quality of life. The area's demographics indicate a median income of around €30,000 per year (source: INSEE, 2023), which is slightly above the national average.

Le Perreux-sur-Marne is renowned for its green spaces and calm atmosphere, making it a sought-after place to live for families. Ongoing urban projects aim to further improve accessibility and local infrastructure.

The sector is classified as low flood risk (source: Géorisques, 2023). However, it is important to check for any easements or constraints related to the PLU (Local Urban Planning) that could affect the use of the land.

Buyers should ask questions about recent work done, the history of the house, available technical diagnostics, as well as condominium fees if applicable. It is also advisable to request information about property tax and any potential development projects in the neighborhood.