2-room apartment 49.17 m² in Asnières-sur-Seine - €270,000, energy performance certificate not specified

The displayed price for this apartment is €270,000, which corresponds to a price per m² of €5,491 (calculated from the displayed price and the declared characteristics). In the Asnières-sur-Seine market, the median price per m² for similar apartments is around €4,800 (source: DVF DGFiP, consulted in 2023). This places this apartment above the market median, which could be justified by its complete renovation and its location close to the train station.

Over the last 12 months, apartment prices in Asnières-sur-Seine have increased by about 5% (source: INSEE, consulted in 2023), indicating an upward trend. This increase aligns with the growing demand in the region, particularly due to accessibility to public transport and local amenities.

For a purchase price of €270,000, notary fees are estimated between 7% and 8% for an older property, which is approximately €18,900 to €21,600 (estimate based on current professional scales). The total acquisition cost would therefore be between €288,900 and €291,600.

Considering a loan at an average rate of 3.4% over 20 years with a contribution of 10% (€27,000), the amount borrowed would be €243,000. The monthly payments would be around €1,400 (calculation based on current interest rates).

If this apartment is intended for rental, the monthly rent could be estimated at €1,200 (estimate based on local market data). This would give a gross rental yield of 5.33% (calculated from the annual rent divided by the purchase price). After deducting charges and property tax, the net yield could be 4.5%.

The Energy Performance Certificate (EPC) is not specified in the sheet, but a quote has been made to improve energy performance. On average, the annual energy cost for an apartment of this size in the region is estimated at around €800 (estimate based on average public data from the sector).

According to the Climate & Resilience law, apartments classified as F or G can no longer be rented from 2025. It is therefore crucial to know the EPC class of this apartment to avoid future restrictions.

Assistance such as MaPrimeRénov' or Energy Savings Certificates (CEE) can be mobilized to finance energy improvement work. Amounts vary but can range from €1,500 to €5,000 depending on the planned work (estimation based on current professional scales).

The apartment is located near the Asnières-sur-Seine train station, providing quick access to Paris (line L). The train frequency is about 15 minutes during peak hours. The city center is also within walking distance, with many shops, restaurants, and health services nearby.

The demographics of the municipality show a median income of about €28,000 per year (source: INSEE, consulted in 2023), indicating a reasonable purchasing power for residents. Green spaces, such as the Chanteraines Park, contribute to the quality of life in the neighborhood.

The neighborhood of Asnières-sur-Seine is classified as a low flood risk zone (source: Géorisques, consulted in 2023). However, it is important to check for any easements and the Local Urban Planning Plan (PLU) that could affect renovation or extension projects.

Regarding rent control, it is important to note that the municipality is not subject to strict rent control, but rents must remain within reasonable limits compared to the market.

By comparing this apartment with other 2-room properties in the area, the price per m² is above the market median. Similar apartments are selling between €4,500 and €5,000 per m², which means this apartment is in a premium position of about 10% (calculated against the market median). The advantages of this apartment, such as its recent renovation and proximity to the train station, justify this premium.

However, potential buyers may negotiate the price, especially if information about the DPE is not provided.