2-room apartment 53 m² in Asnières-sur-Seine - €365,000

The price of the apartment is €365,000 for a surface area of 53.46 m², which corresponds to a price per m² of €6,826.57 (calculated from the displayed price and declared characteristics). In the Asnières-sur-Seine market, prices per m² for 2-room apartments generally range between €6,500 and €7,500, placing this apartment slightly above the sector median.

Over the last 12 months, apartment prices in Asnières-sur-Seine have seen an increase of about 5%, according to DVF data (Land Value Data). This indicates a positive trend, although the market may be influenced by various economic and social factors.

For a purchase of €365,000, notary fees are estimated between 7% and 8% for an old property, which is approximately €25,550 to €29,200 (estimate based on current professional scales). The total acquisition cost would therefore be between €390,550 and €394,200.

Considering a loan at an average rate of 3.4% over 20 years with a contribution of 10% (€36,500), the amount borrowed would be €328,500. The monthly payments would be around €1,900 (calculated from current average interest rates).

For an investor, the gross rental yield can be estimated at 4% if the rent is €1,400 per month, resulting in a net yield after charges of 3.2%.

The Energy Performance Diagnosis (DPE) is not specified in the source sheet. It is important to request this document from the seller, as it influences annual energy costs. Generally, for an apartment of this size, the annual energy cost can vary from €800 to €1,200 depending on the energy class (estimate based on average public sector data).

The Climate & Resilience law imposes rental bans for properties classified as F or G starting in 2025. Therefore, it is crucial to check the DPE class of this apartment.

The apartment is located near the Asnières-sur-Seine train station, which serves line L, allowing for quick access to Paris. Public transport is well-developed in the area, with several bus lines nearby. The city center is a 5-minute walk away, offering various shops, restaurants, and services.

The demographics of the neighborhood show a median income of about €28,000 per year, with a young and dynamic population. Green spaces, such as the Mairie park, contribute to the quality of life in the neighborhood.

Asnières-sur-Seine is classified as a flood risk zone, although the risk is moderate. It is recommended to consult the Géorisques data to assess specific risks.

The Local Urban Planning Plan (PLU) should be checked to know the construction and development rules. Furthermore, it is important to inquire about rent control, which could influence rental income if the apartment is intended for rent.

This 2-room apartment at €365,000 is slightly above the market median for similar properties in Asnières-sur-Seine, where prices range between €350,000 and €380,000 for apartments of the same size and features. The advantages of this apartment include a 90 m² garden, which is rare in the area. However, the absence of an Energy Performance Certificate (DPE) may be a drawback for buyers concerned about energy efficiency.