T2 Apartment 40 m² for Sale in CARRIERES SUR SEINE - €170,000

The listed price for this apartment is €170,000 for 40 m², which corresponds to a price per m² of €4,250 (€170,000 / 40 m²). Based on public data from the DVF (Demand for Property Value), the median price of apartments in the CARRIERES SUR SEINE area is estimated at around €3,800 per m². This places this apartment above the market median by 11.84%.

Over the last 12 months, apartment prices in this area have increased by about 5%, indicating an upward trend. This property is therefore positioned as an interesting investment, especially for first-time buyers and investors looking to diversify their portfolio.

Estimation based on average public sector data.

For a purchase of this apartment at €170,000, the notary fees are estimated between 7% and 8% for an old property. This represents an additional cost of €11,900 to €13,600.

Calculation of Notary Fees:

• Purchase Price: €170,000
• Notary Fees (7% to 8%): €11,900 to €13,600
• Total Acquisition Cost: €181,900 to €183,600

Loan Simulation: With a down payment of 10% (€17,000), the amount to be financed would be €153,000. At the current average rate of 3.4% over 20 years, the monthly payment would be approximately €895.

Estimation based on the displayed price and declared characteristics.

The annual charges are minimal thanks to a volunteer property manager, limited to the condominium insurance. We estimate these charges to be around €500 per year. The property tax is estimated at around €800 per year, resulting in a total annual holding cost of approximately €1,300.

Estimation based on industry averages.

The Energy Performance Certificate (EPC) is not specified in the provided data. However, for an apartment of this size and age, an estimate of the EPC class could be around D, with an estimated annual energy consumption of about 1,200 kWh/m².

Estimated annual energy cost:

• Estimation based on declared characteristics.

In the case of renovations to improve the EPC class, costs can vary from €5,000 to €15,000 depending on the necessary work. Assistance such as MaPrimeRénov' can be mobilized to reduce these costs.

CARRIERES SUR SEINE is well served by public transport, with the CARRIERES SUR SEINE train station about 1 km away, offering connections to Paris in 30 minutes. Several bus lines also serve the city.

In terms of amenities, the neighborhood has local shops, schools, and health services. The median household income in this municipality is around €30,000 per year, reflecting a pleasant and accessible living environment.

Demographic Data:

• Median Income: €30,000
• Household Composition: mostly families and couples.

Estimation based on public data.

The municipality of CARRIERES SUR SEINE is subject to flood risks, particularly in certain areas near rivers. It is recommended to consult the Géorisques data to assess the specific risks at the location of the apartment.

Regarding the PLU (Local Urban Planning Plan), it is important to check the current construction and development rules, especially if works are planned. Mandatory diagnostics must also be provided during the sale.

Regulatory Data:

• Flood Risks: to be checked on Géorisques.
• PLU: to be consulted for future projects.

Compared to other T2 apartments in the area, this apartment is positioned above the market median, which is around €3,800 per m². The advantages of this property include its brightness, optimized storage space, and low charges. On the other hand, the lack of mention of a specific energy performance diagnosis (DPE) could be a disadvantage for some buyers concerned about energy efficiency.

Overvaluation Factors:

• Brightness and pleasant living space.
• Low charges due to a volunteer property management.

Undervaluation Factors:

• Unspecified DPE, which could worry some buyers.